TO THE FULLEST EXTENT PERMITTED AT LAW, THE INDEPENDENT MORTGAGE SHOP INCORPORATING IMS FINANCIAL PLANNING IS PROVIDING THIS WEB SITE AND ITS CONTENTS ON AN "AS IS" BASIS AND MAKES NO (AND EXPRESSLY DISCLAIMS ALL) REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS WEB SITE OR ITS CONTENTS INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, THE INDEPENDENT MORTGAGE SHOP INCORPORATING IMS FINANCIAL PLANNING DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS WEB SITE IS ACCURATE, COMPLETE OR CURRENT.

Except as specifically stated on this Web site, to the fullest extent permitted at law, neither The Independent Mortgage Shop incorporating IMS Financial Planning nor any of its affiliates, employees or other representatives will be liable for damages arising out of or in connection with the use of this Web site.

This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

For the avoidance of doubt, The Independent Mortgage Shop incorporating IMS Financial Planning does not limit its liability for death or personal injury to the extent only that it arises as a result of the negligence of The Independent Mortgage Shop incorporating IMS Financial Planning, its affiliates, employees or other representatives.